MA Insurance Questions Answered

Even though mortgage rates are at their lowest in decades, homes are not being refinanced.  According to Jack Guttentag, a “Mortgage Professor” at Yahoo! Finance, lending agencies “have reacted to their excessive liberality before the crisis by becoming excessively restrictive in the aftermath.”

This is becoming an increasing problem for both borrowers and lenders.  Borrowers need to refinance, and lenders are not responding to the need because they don’t want to fall into the trap that led to the crisis in 2008 despite having appropriate restrictions now. 

However, refinancing is still able to be done.  This time around the refinancing process is being done right.  When you do refinance, that is an excellent time to look at your Home Insurance and we at Encharter can help you get the best coverage at a good price.  Our knowledgeable staff will know what you need for full coverage and we also offer Personal Umbrella Insurance to extend your liability coverage.  Visit one of our agents or call us at (888) 865-1244 for more information. Also be sure to find us on Facebook and Twitter!

At Encharter, “It’s all about protecting you!”